Open Blogging:09/23/2023

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23 Responses

  1. richard says:

    any thoughts from anyone on Dave Ramsey’s
    financial peace university that appears to be marketed heavily in evangelical churches ?

  2. Michael says:

    I’m not a fan.

    Ramsey’s personal character is very open to question and his advice is unrealistic for most people, especially the young.

  3. richard says:

    i tend to agree. our church offers his course, for free, because the church pays a yearly fee to him. It’s easy to agree that many people spend more than they should. His personality appears somewhat bullish, especially if one disagrees with him. And I personally am not comfortable with his ambition of amassing such a huge fortune on what some would say the backs of the poor.
    I’ve sat through two of the nine video lessons, and I think i’m done.

  4. Michael says:


    I think you are both wise and discerning…I really don’t like the man.

  5. Officerhoppy says:

    Saturday morning sidebar

    Oregon plays Colorado today. Woooohooo!,

    Ok. I got it out of my system

  6. Michael says:


    I’ve got to find out what time the game starts…we have church tonight and half of them will be chomping at the bit to watch the game… 🙂

  7. Michael says:

    Whew…I see it’ll be over just when we start…

  8. Officerhoppy says:

    12:30 on ABC. About 25 minutes from now

  9. Steven says:


    When we first arrived from the missions field back to the US, Financial Peace seemed very fleshy and the focus appeared marketed toward getting rich…HUGE turnoff for us. The way it was promoted in certain local churches really didn’t set right as (from what we knew-which was basically nothing) it seemed to promote the temporal/earthly instead of the spritual.

    Fast forward to 2020: Ramsey made it free during lockdowns so I figured I’d see what it was all about.
    We did NOT go through it with a church, which seems very common these day but rather as a husband and wife trying to get some finances in order. We never had much and therefore never got too far into debt, but what the program said made sense.

    As I said, it made sense to us so we did it. Yes, we got to the 4th step (July 2020, actually-yes, it didn’t take that long) where we currently remain.

    I must admit it’s nice to not worry about some of the things we worried about before (ie: credit card debt, debt in general). We are now of the mindset that financial debt isn’t the way a Christian should go, and live that belief out.

    Certain other things still don’t quite set right such as the whole “getting rich” thing that seems to permeate the program. Oh, I get the “get rich so you can give abundantly,” but that doesn’t seem to jive with the New Testament teachings of the focus of our earthly lives, so while we are slowly working toward some future financial stability in our later years, we are not pursuing it at all costs as seems to be what DR promotes.

    Still, we have no regrets about following it to “Baby Step” 4 and continue to be wise stewards of what God has given to us (through all the various means). We still do the basics the program teaches (budgeting, emergency fund, buy everything only when we have the funds to pay for it 100%, etc).

    As a side note: I’m still not on board with the whole “church using this program” thing or the heavy marketing push DR’s business does. As individuals, it’s a good tool but I (personally) don’t think it should be within the “ministry toolbox” of the local church.

    Hope this helps.

  10. Linn says:

    A lot of Ramsey’s better advice can be found in any good financial advice program. I won’t do Ramsey ‘s course itself because I find him very distasteful.

  11. Michael says:

    Thanks to Duane for pointing this out to me…sad and important…

  12. richard says:

    thank you all for sharing your thoughts and experiences about Dave Ramsey….. the check in my heart appears to be well founded. i’m all for being a good steward with all that God has blessed us with, but….

    “So do not worry about tomorrow; for tomorrow will care for itself. Each day has enough trouble of its own.”
    ‭‭Matthew‬ ‭6‬:‭34‬ ‭NASB1995‬‬

  13. Captain Kevin says:

    Wow! I just read the linked article. My initial reaction is a combination of sadness and What the F@3K!! Satan is indeed alive and well.

  14. The New Victor says:

    Ramsey teaches that income is your biggest builder of wealth (for his target audience). That’s not on the backs of the poor. He’s not promoting or selling a get rich quick scheme, nor does he teach real estate investment (what he does), or suggest it. Most of his advice is solid, though his home buying rubric is largely unrealistic. I came to most of his methods on my own in my early 30s. Most of his target audience needs a rubric which is what he teaches. That rubric can be found freely online, or listening to the show, no need to do the program.

  15. Muff Potter says:

    Michael at 2:51 pm:
    Those people are as crazy as outhouse rats.

  16. Terry G DeGraff says:

    I tried listening to Ramsay’s radio program. A caller was extremely successful, and wanted to buy for himself a million dollar plus car, which he could easily afford. But he was feeling uneasy about spending so much on himself. Ramsay quickly dismissed his feelings as false guilt, which was more reason than ever to go ahead with the purchase.

    I just throw that out there for thought.

  17. Officerhoppy says:

    When it come to bible interpretation, as much as context, doesn’t the culture in which the words were written also play into what a biblical texts meaning?

    I was listening to a pastor today talk about the word “submission” in relationship to marriage. He interpreted it as “under the protection of the husband”

    It sounded to me like a 21st century interpretation of the word.

    I think he may have failed to take into consideration the meaning of the word in the culture it was written. Seems he was influenced by todays culture and expanded on the word’s meaning so that it worked in our culture.

    Wouldn’t that be considered, in basketball jargon a technical foul”?

    I heard him say before hand that people in the audience were not going to like what he was about to say but “it was the Word of God”.

    I get that. But so many use that phrase to manipulate their congregation. But I say, it’s not what the word of God says but how a person interpret or “think” it says that concerns me.

    I feel compelled as a pastor to be as true to the original autographs as possible. God communicated in words and words have meaning. Meanings change in time (look at how the meaning of the word “gay” has changed).

    Even though we preachers are influenced by the 20th and 21st century culture and values in which we live, we must do our best to not expand on the original meaning and understanding of the biblical words.

    I believe in God and that Jesus died and rose again on my behalf. That can’t be expanded upon. But for many pastors, in an effort to be culturally relevant, they play fast and furious with the scriptures.

  18. Officerhoppy says:

    Is it wrong to say “you can’t make a passage say today what it didn’t mean then?”

  19. Michael says:


    You’re correct…I’d say more but it’s football today, all day long.

  20. Captain Kevin says:

    Football Schmootball!! 🤓🤪

  21. jtk says:

    Dave Ramsey’s FPU really helped me, and I’ve been a mess. I taught it for church and really helped out the millennials and Gen Zers who attended (with a small handful of Gen Xers).

    I’d highly recommend it.

  22. jtk says:

    but you’re all not wrong about the American wealth bent

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